Product
Fixed Deposits on Finvica.
Bank and corporate deposits recorded on the same book as everything else, accruing correctly and maturing on schedule.
Scope
What is operationally supported.
| Product | Order capture | Routing | Corporate actions | Valuation basis | Reporting | Commission |
|---|---|---|---|---|---|---|
| Fixed Deposits | Yes, with conditionsTransaction / holding upload | Not supported | Not supported | Yes, with conditionsNon-unitised — statement value | Yes | Yes, with conditionsRate matrix and manual entry |
Valuation basis: Non-unitised — principal plus accrued interest to date.. Set per instrument rather than per product, and operator-settable.
- Issuer statements
What Fixed Deposits connects to
Workflow
Running Fixed Deposits, step by step.
The deposit is captured
Issuer, principal, rate, tenure and maturity date.
Interest accrues
The position values at principal plus accrued interest rather than sitting static.
Maturity is flagged ahead of the date
So a renewal conversation happens before the money moves, not after.
It reports with the rest of the book
One statement, one consolidated view.
Regulatory
Where this sits with the regulator.
Bank and NBFC deposits. Corporate deposits carry credit and tenure considerations that differ from bank deposits.
Finvica is a technology platform. It does not hold an ARN, does not advise, and does not solicit investments. You transact under your own registration and remain the regulated party in your own client relationships.
Related modules
What touches Fixed Deposits.
- Order managementEvery order, every product class, one basket.
- Holdings and valuationWhat every client owns, priced this morning.
- Reports and statementsStatements that go out on schedule, whether or not you remember.
- Revenue and commissionsComputed daily, reconciled against the AMC file, variances flagged.
Who this is for
If this is the class you are here about.
Distributors searching for Fixed Deposits handling are usually asking a bigger question about their whole book. The solution page for that buyer covers the rest of it.
Questions about Fixed Deposits.
Are corporate deposits handled as well as bank deposits?
Yes, both are captured with their own rate, tenure and issuer, and both accrue on the same basis.
Will I be warned before a deposit matures?
Maturities surface ahead of the date so the renewal conversation happens in time to be useful.