Module
Client onboarding — PAN in, KYC checked, account open — without a paper form.
Without it
What this costs you today.
Onboarding a client the old way means a form, a courier, a wait and a rejection you learn about a week later. The client has by then had time to reconsider.
What it does
Business rules, not adjectives.
PAN drives the process — KYC status is checked against the KRA inside onboarding rather than beside it.
The four-level hierarchy is set at onboarding: group, family, client, account.
Existing clients arrive in bulk from a CAS file, an RTA folio master or CSV.
Incomplete records are held with what is missing stated, not silently rejected.
The audit trail starts at onboarding rather than at first transaction.
On screen
Client onboarding, as it ships.
Coverage
Which product classes this covers.
Individual, HUF and non-individual clients, with the hierarchy applied consistently across all of them.
How it works
Three or four steps, in order.
PAN goes in
And the KYC check runs against the KRA.
The record is completed
Bank details, nominee, hierarchy position.
The account opens
Ready to transact across every class you have enabled.
- CVL KRA
- CKYC
What client onboarding connects to
Questions about client onboarding.
Does KYC run inside onboarding?
Yes — it is checked against the KRA as part of the flow rather than as a separate step someone has to remember to do.
Can I bulk-import existing clients?
Yes, from a CAS file, an RTA folio master or CSV, into a sandbox you inspect before it goes live.